Understanding Your Coverage
Embarking on the journey of understanding hearing aid insurance can often feel daunting and complex. At Wichita Falls Hearing, with our state-of-the-art clinics located in Wichita Falls, Vernon, and Graham, TX, we are dedicated to simplifying this process for you. Our team of seasoned professionals is committed to advocating on your behalf, ensuring you maximize the hearing aid benefits you’re entitled to under your Blue Cross Blue Shield (BCBS) hearing aids plan.
For years, Wichita Falls Hearing has been a trusted provider in Texas, offering unparalleled expertise in navigating the intricacies of insurance policies, especially with providers like Blue Cross Blue Shield (BCBS). This article aims to demystify the insurance landscape for our patients with various BCBS plans. Please note, the information provided here is intended as a general guide to typical policy coverages and is not a guarantee of benefits. Insurance policies can vary widely, and exceptions may apply.
Blue Cross Blue Shield Health Select
This plan is often beneficial for those experiencing hearing loss, typically offering coverage of up to $1000 per ear, renewable every 36 months. Notably, patients do not need to meet any deductible before taking advantage of this coverage. However, obtaining a referral from your physician is a prerequisite for this plan.
Blue Cross Blue Shield PPO
PPO plans by BCBS provide a portion of hearing aid coverage based on the allowable amount – a figure determined through negotiations between Wichita Falls Hearing and the insurance provider. It’s important to understand that this coverage is not a percentage of the hearing aid’s total cost but rather a percentage of the negotiated allowable amount. Our expert team is equipped with the necessary tools to accurately calculate your coverage. One of the advantages of PPO plans is the direct access they offer to our services, without needing a physician’s referral. However, these plans often come with deductibles that must be met before the full coverage is applied.
Blue Cross Blue Shield HMO
Similar to PPO plans, HMO plans cover hearing aids but with the added requirement of a referral from your primary care physician. Wichita Falls Hearing is proud to be an in-network provider, fully recognized and participating in these plans.
Are You Covered By BCBS?
Are you covered by one of these BCBS plans, or are you keen on exploring your specific hearing aid coverage options? Simply click to fill out our straightforward form. Our dedicated insurance verification team will confirm your benefits and arrange a consultation with one of our providers. This personalized session will help you understand all available options for hearing aid coverage, tailored to your specific needs and plan details.
At Wichita Falls Hearing, we’re more than just a hearing care provider; we’re your partner in navigating the complex world of insurance coverage for Blue Cross Blue Shield hearing aids, ensuring you receive the quality care and support you deserve.